As the health care reform debate continues across the nation, you are faced with making a decision about buying health insurance products for your family that your employer’s primary medical insurance plan doesn’t cover.
Transamerica offers a variety of supplemental health insurance products that employees may choose to purchase through their companies at rates that are lower than they could get on their own, including short-term disability, vision, dental, cancer, critical illness, accident, limited benefit hospital indemnity, and out-of-pocket medical expense.
If you get hurt or sick, our supplemental health insurance can cover the gaps in your medical coverage or pay you cash benefits to make up for lost wages. We also offer plans to pay for out-of-pocket medical expenses, such as deductibles, copayments and coinsurance.
Transamerica’s supplemental health insurance does not replace your regular health insurance and won’t solve confusion and complexity in the marketplace about health care reform. However, we can design coverage for you that will protect your family’s finances if an unexpected accident, critical illness or other medical emergency occurs. Then, you and your family can focus on more important things – each other.
Through the Transamerica portfolio of supplemental health benefits, we are able to bring products to employees (at no additional cost to the employer) to help them make informed decisions about their financial future.
As the health care reform discussion continues, at Transamerica we believe a healthy lifestyle, preventative care, employer wellness program and voluntary benefits are all key components of a great health care plan to fill the gaps in your primary medical coverage.